When you're envisioning the accomplishment of a goal or dream, often we imagine the finished product and don't think or consider the process (look at your neighbor and say process) in between. When I initially dreamed of being a successful real estate investor, I pictured how wonderful it would feel to be financially free, travel the world and help other people. I never imagined the hell and high-water I would have to navigate to realize my dreams. When I had the bright idea to leave my good government job after 14+ years and go fulltime with real estate, I never imagined real estate market would crash send my finances spiraling to what seemed like the point of no return. There were so many times I planned, plotted and attempted to give up but there was always a tug, a fullness in my heart, a small voice that called to me from the other side of what I was facing. A voice saying keep going or keep pushing.
Now by “live” I don’t mean balling out or overspending, remember I am the All Cash Queen!Wow!, it’s truly been longer than I care to mention since i’ve written but I’m very excited about how much has happened and how much I’ve grown. It wasn’t always an easy road but I look back with a smile on my heart and no regrets. Here’s a quick re-cap before we continue the journey. I am now living and working in my passion as a financial coach and speaker, educating empowering my clients and audiences to financial freedom fulltime, Whoo hoo! I’ve had my work featured in Upscale Magazine, I got the opportunity to be an assistant online instructor for the Steve Harvey Radical Success Institute. Finally after a total financial meltdown, 2 foreclosures and bankruptcy I was able to purchase a new home last year, stay tuned I’ll be sharing how I did it.
Don’t PANIC! Living and loving the all cash life does not require you to give up your debit cards and credit cards, well perhaps your credit cards.
Living and loving the all cash life is about moving away from a dependence on debt, creating more options for your family and freeing yourself to be able to love, live, and give according to your dreams. The utilization of debt to fund the “American Dream” has turned into the path to an American nightmare. The US now carries more than $850 billion dollars worth of credit card. I’m not even sure how many zeros are in one billion,
Clearly the use of debt can help make the opportunity to receive a higher education, purchase a home or start a small business possible. However, many are stuck in a habit and mindset of using debt as a way of life or to fund a lavish lifestyle. The “opportunity” to attend the prestigious private college you love was a great experience while it lasted, but graduating with no job in site and a $50K student loan due was clearly not the “opportunity” you were seeking. Here are 3 quick tips to start living and loving the all cash life.
It seems like old Aunt Sallie Mae has her hand in everyone's pockets these days. Defer, defer and defer is the route that many people take to address their student loan blues.
In the long run deferring is just delaying the inevitable, the money you borrowed for the degree you are not using is now due. I know it hurts but let's pull ourselves together, take a step back and slap old Aunt Sallie Mae in the face with a solid plan of action! Here are 5 Tips to Help You Beat the Student Loan Blues.
1. Determine what type of loans you have federal loans vs private loans, how many loans and how much you owe in total. It may seem scary but it’s time to swallow your fear and “get 'er done”. You can get this information by pulling your credit report for free at.....
So you say you’re in love and it seems like the most perfect relationship ever, eh? You almost know each other’s thoughts at this point and you can’t imagine life without each other. That's beautiful!
There’s an old saying that goes “money can’t buy you love”, but being broke doesn’t buy it either. Not talking about money is one of the top 10 mistakes couples make in marriage. Quite often couples are so drunk in love they don’t take the time to explore deeper issues that could create problems when the “love high” is gone. Here’s a small suggestion, before you dive head-first into the sea of love without a life jacket, take the blinders off and have a tall glass of reality. Schedule a “Debt Discussion Date” before you make your trip down the isle of wedded bliss. Here are five things you must know before you say yes to the debt.
1. Can You Show Me the Money?......